Self Actualised Learning - Terms of Use (Australia)
1. Account Eligibility and Use
To create an account on the Self Actualised Learning platform, you must be at least 18 years of age.
By creating an account, you confirm that:
• You are legally able to enter into a binding agreement under Australian law
• The information you provide is accurate and kept up to date
• You are creating an account for your own personal use
Accounts must be used by one individual only. You may not share your login details, access, or subscription with any other person. You are responsible for maintaining the security of your account and password. Any activity that occurs under your account will be treated as activity carried out by you.
We reserve the right to suspend or terminate accounts that are:
• Used fraudulently
• Shared with others
• Created using automated systems or bots
• In breach of these Terms
2. Nature of the Platform
Self Actualised Learning is a learning and personal growth platform, not a registered training organisation, educational institution, or health service provider.
Content on the platform may include:
• Educational learning content
• Personal development material
• Reflective and experiential learning
• Guided self paced healing or wellbeing sessions
The platform does not provide:
• Formal qualifications
• Certificates
• Exams or assessments
• Medical, psychological, legal, or financial advice
All content is intended for general learning, insight, and personal growth purposes only.
3. Subscriptions, Payments, and Billing
Subscriptions are billed on a recurring basis (monthly or annually), unless cancelled by you.
By subscribing, you authorise us to:
• Charge your nominated payment method
• Process payments via secure third-party providers
Prices are displayed in Australian dollars (AUD) unless otherwise stated and may include GST where applicable. We may change subscription pricing from time to time. Any changes will apply from your next billing period, and you will be notified in advance where required under Australian Consumer Law.
4. Cancellations and Refunds
You may cancel your subscription at any time through your account settings.
Unless required by Australian Consumer Law:
• Subscription fees already paid are non-refundable
• Access will continue until the end of the current billing period
Nothing in these Terms limits your rights under the Australian Consumer Law, including your rights relating to major failures or services not delivered as described.
5. Trainer Content and User Content
Trainers and users may upload content including videos, audio, written material, and other media (“User Content”).
By submitting content, you confirm that:
• You own the content or have permission to use it
• The content does not infringe copyright, trademarks, or other rights
• The content complies with all applicable Australian laws
Self Actualised Learning does not guarantee the accuracy, outcomes, or suitability of any Trainer content.
We reserve the right to remove content that:
• Breaches these Terms
• Is misleading, harmful, or inappropriate
• Poses legal or reputational risk to the platform
6. Prohibited Use
You agree not to:
• Upload unlawful, harmful, abusive, misleading, or defamatory content
• Harass or intimidate other users
• Misrepresent qualifications or professional status
• Use the platform for spam, scams, or unauthorised promotion
• Attempt to interfere with platform security or payment systems
7. Health and Wellbeing Disclaimer
Some content may relate to wellbeing, healing, or personal insight.
You acknowledge that:
• Content is not a substitute for professional medical or mental health care
• You are responsible for your own wellbeing and decisions
• You should seek appropriate professional advice where required
Participation in any healing or reflective content is entirely voluntary and self directed.
8. Limitation of Liability
To the extent permitted by Australian law:
• We are not liable for indirect or consequential loss
• We do not guarantee specific outcomes from content
• Trainers act independently and are responsible for their own content
Nothing in these Terms excludes liability that cannot be excluded under Australian Consumer Law.
9. Termination
We may suspend or terminate access:
• If these Terms are breached
• For extended inactivity
• To protect platform integrity
You may terminate your account at any time.
10. Governing Law
These Terms are governed by the laws of Australia, and the courts of Australia have exclusive jurisdiction.
11. Contact
For questions, concerns, or support, please contact us via the platform support page.
Self Actualised Learning - Privacy Policy (Australia)
1. About this Privacy Policy
This Privacy Policy explains how Self Actualised Learning (SAL) collects, holds, uses and discloses personal information, and how you can access or correct your information.
This Privacy Policy applies when you:
• visit our website, create an account, or use the SAL platform
• subscribe, purchase, or interact with learning or healing content
• apply to become a trainer or submit trainer content
• contact us for support, or communicate with us online
• attend any SAL events or live sessions we may offer from time to time
By using SAL, you agree to this Privacy Policy.
“Personal information” has the meaning set out in the Privacy Act 1988 (Cth) and includes information about an identified individual or an individual who is reasonably identifiable.
2. What SAL is, and what it is not
SAL is a learning and personal growth platform. Content may include educational learning and guided self paced healing or wellbeing sessions.
SAL is not a registered training organisation (RTO) and does not issue certificates, qualifications, or exams.
SAL is not a health service provider and does not provide medical, psychological, legal, or financial advice.
3. Personal information we collect
A. Information you provide to us
We may collect personal information when you create an account, subscribe, apply to teach, submit content, or contact us, including:
• name
• email address
• phone number (optional)
• billing address (if required for payment processing)
• account login information
• communications you send us (support requests, messages, feedback)
If you are a Trainer, we may also collect:
• professional profile information you choose to provide
• payment details needed to pay you (for example, PayPal email)
• tax related details where legally required (usually collected and handled by a specialist provider)
B. Payment information
Payments are processed through third-party payment processors. SAL does not store full card numbers or card security codes.
We may receive limited payment information such as payment confirmation, billing country, the type of payment method, and the last few digits of a card (where provided by the processor).
C. Information collected automatically
When you use SAL, we may collect technical and usage information such as:
• IP address and device information
• browser type, operating system, and language settings
• pages viewed, time spent, and navigation patterns
• content engagement data, including videos watched and minutes watched
• referral source information (how you arrived at SAL)
• logs and diagnostic data (to maintain platform performance and security)
D. Cookies and similar technologies
We may use cookies and similar technologies to:
• keep you logged in
• remember preferences
• analyse site usage and performance
• improve the user experience
• support marketing and advertising (where used)
You can control cookies through your browser settings. Blocking cookies may limit some functionality.
4. How we use personal information
We use personal information to:
• create and manage accounts and subscriptions
• provide access to learning and healing content
• personalise content recommendations and platform experience
• track watched time and platform usage to support platform features and trainer revenue allocation
• process payments, refunds (where applicable), and prevent fraud
• communicate with you about your account, support, platform updates, and service notices
• send marketing communications where permitted, and allow you to opt out
• assess trainer applications and manage trainer profiles and content uploads
• meet legal and regulatory requirements
• improve SAL, including analytics, testing, troubleshooting, and security
5. Sharing and disclosure of personal information
We may share personal information with:
A. Service providers
We may disclose personal information to trusted third parties who help us operate SAL, such as:
• payment processors
• video hosting or streaming providers
• website hosting and cloud services
• analytics providers
• email and communication tools
• fraud prevention and security providers
• customer support tools
• contractors who assist with platform operations
These providers are only permitted to use the information to provide services to SAL.
B. Trainers
To support the educational experience and platform operations, we may share limited user information with Trainers, such as:
• aggregated engagement data (for example, minutes watched, overall content engagement)
• information needed to respond to user support requests that relate to a trainer’s content, where appropriate
We do not share your payment card details with Trainers.
If you publicly post reviews, comments, or discussion posts, those may be visible to others depending on platform settings.
C. Legal requirements
We may disclose personal information where required or authorised by law, for example:
• to comply with a court order or lawful request
• to investigate fraud or security incidents
• to protect SAL, users, Trainers, and the public
D. Business changes
If SAL undergoes a restructure, merger, sale, or transfer of assets, personal information may be transferred as part of that process. The receiving party will be required to handle information in a manner consistent with this Privacy Policy.
6. Overseas disclosure
Some of our service providers may store or process data outside Australia. Where this occurs, we take reasonable steps to ensure overseas recipients handle personal information in a way that is consistent with the Australian Privacy Principles.
By using SAL, you acknowledge that overseas disclosure may occur.
7. Security and storage
We take reasonable steps to protect personal information from misuse, interference, loss, and unauthorised access, modification, or disclosure.
No method of online transmission or storage is completely secure. You are responsible for keeping your password confidential and choosing a strong password.
8. Retention
We retain personal information for as long as needed to provide services, manage accounts and transactions, meet legal obligations, resolve disputes, and enforce agreements.
We may also retain certain information to prevent fraud or misuse.
9. Access and correction
You may request access to the personal information we hold about you and request corrections if it is inaccurate, out of date, incomplete, irrelevant, or misleading.
Requests can be made using the contact details below. We may need to verify your identity before responding.
10. Marketing choices
If you receive promotional emails from SAL, you can opt out at any time using the unsubscribe link in the email.
We may still send non-promotional messages about your account, transactions, or essential service updates.
11. Children
SAL is intended for adults. Users must be 18 years or older to create an account.
We do not knowingly collect personal information from children.
12. Complaints
If you have a complaint about how we handle your personal information, contact us first and we will aim to respond within a reasonable timeframe.
If you are not satisfied with our response, you may contact the Office of the Australian Information Commissioner (OAIC).
13. Updates to this policy
We may update this Privacy Policy from time to time. The current version will be published on our website. Continued use of SAL after updates means you accept the updated policy.